Why Choose Green Leaf?
From that first client in 1987 to the hundreds of clients we serve today, we’ve dedicated our entire practice to focusing on the challenges businesses in the legal cannabis industry face when trying to get insurance coverage. Through extensive risk management assessments of some of the leading dispensaries, cultivation facilities and infused product manufacturers, we’ve analyzed the unique risks facing the cannabis industry.
At Green Leaf Insurance, we truly are experts in what we do. We understand the industry, our clients needs and the value of protection. We take pride in providing insurance options that are affordable, attainable and most importantly, properly safeguard the businesses we serve.
CLODFELTER INSURANCE | GREEN LEAF INSURANCE Jim Clodfelter– Owner
Clodfelter Insurance Agency, Inc. DBA: Green Leaf Insurance has been in business since 1987 and is located in Northwest Missouri with offices in Rock Port, and Mound City. Specializes in writing commercial business, but also covers all lines including: personal, commercial, farm, crop, life, health, and bonds. Licensed in 8 Midwest states. Missouri, Nebraska, Iowa, Kansas, Colorado, Arkansas, Oklahoma and Illinois.
Jim Clodfelter has been in the insurance business since 1983, founding his own agency in 1987, along with being an agent he obtained his CIC designation in 1993 so he has been a certified insurance consultant for 26 years, and has spent the last several years studying the needs of the cannabis and medical cannabis industries to ensure you receive the protection you need.
A DBA of Clodfelter Insurance Agency, Inc.
Underwritten by Clodfelter Insurance Agency, Inc. DBA Green Leaf Insurance • Agency Founded in 1987 by Jim Clodfelter • Specializing in Insuring Commercial Risks for over 30 years • Located in Northwest Missouri and Licensed in Missouri, Iowa, Kansas, Colorado, Nebraska and Illinois • Independent Insurance Agency- Writing for Multiple Carriers • Family Owned and Operated
Agency Board of Directors
- Jim Clodfelter • 36 Years of Insurance Industry Experience • Certified Insurance Counselor Accreditation for 26 Years • Born in Missouri • Attended Northwest Missouri State University
- Alma Clodfelter • 36 Years of Insurance Industry Experience • Bilingual – Spanish
- Charlie Clodfelter • 16 Years of Insurance Industry Experience • BSBA in Finance • Certified Insurance Counselor for 3 years • Experience Managing 6700 sq ft. Hydroponic Greenhouse • 8 Years Experience in Agriculture/Horticulture
Medical Cannabis Lines We Can Insure
- Indoor Grow Facilities
- Dispensaries & Provisioning Centers
- Infused Product Manufacturers
- Extraction Companies
- Testing Labs
- Smoking Device Manufacturers
- Secure Transport & Security Guards
Insurance: State and Federal Law
The McCarran Ferguson Act of 1945 leaves regulation of insurance up to individual states, and generally guarantees freedom from federal interference as long as states do something to regulate the insurance transaction:
...state law shall govern the regulation of insurance and that no act of Congress shall invalidate any state law unless the federal law specifically relates to insurance. The act thus mandates that a federal law that does not specifically regulate the business of insurance will not PREEMPT a state law enacted for that purpose (McCarran, 2005)
*Source: Marijuana Legalization: Implications for Property/Casualty Insurance – Brenda Wells / Journal of Insurance Issues Vol. 37 No. 1 Spring 2014
Directors and Officers Coverage (D&O) / Professional Liability
Directors and officers liability insurance is paid to directors and officers of a company, or to the organization(s) itself, for losses or reimbursement of defense costs if a legal action is brought against them. Professional liability for principal officers.
Crop insurance is critical in protecting cannabis producers against loss of their crop due to fire or theft.
Green leaf insurance specializes in determining the appropriate level of coverage you need in the event of a loss.
Edibles & Infused Products
Marijuana infused products ate becoming more and more mainstream.
Green Leaf Insurance experts can offer flexible insurance options that are specifically designed to cover you and your edible marijuana infused products.
Business owners with at least one employee must carry workers’ compensation insurance. State laws are compulsory, meaning that employers are required to provide workers’ compensation insurance benefits to their employees.
Dispensaries & Grow Operations
Any business owner with an operating storefront or warehouse needs to
protect themselves against unforeseen circumstances; cannabis industry insurance is vital to the continued success of your business.
Sell, manufacture or distribute marijuana infused products?
Green Leaf Insurance is a proven resource for product liability insurance. This form of risk management protects against losses arising out of defects in the product you sold, manufactured or distributed.
Also known as Landlord’s Insurance, Lessor’s Risk is a specific type of property and liability coverage designed for individuals leasing at least 25% of their building.
Lessor’s Risk Insurance protects you from liability arising from a lessee’s property loss. This includes damage and destruction of property, vandalism and theft.